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We scale.
You grow.

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Your operational payment processes are too complex, too expensive, or inefficient?

VR Team provides a seasoned payment expert on-demand, ad-hoc, part-time, or full-time to optimize existing payment flows and close any gaps in your setup to increase your revenue, customer experience, and payment conversion. Additionally, we will regularly analyze your payment data to offer you more transparency, a benchmark against competition and reduce fraud.

The most advanced service provider to the world of payments and fintech

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VR Team (Virtual Remote Team) was founded in early 2018 in Bulgaria by seasoned experts in the areas of fintech, product development, and payment operations with the idea to support clients and partners remotely. 
Operating out of the heart of the pearl of South-East Bulgaria in Burgas, we closely partner with several payment institutions, platforms, and management consulting companies across Europe that enable you to scale and grow your business.
Our team provides consulting and operational services to support Clients in setting up new or optimizing existing payment processes. We hold valuable experience and in-depth market understanding that we have gained from various verticals and successfully executed projects - such as payment orchestration platforms, payment providers, and digital wallets. At VR Team we value efficiency, attention to detail, and clients achieving the full potential of their product offerings. 



Valentin Sotirov

Valentin Sotirov

Founder | Lead Product Consultant

Valentin has more than 14 years of experience in the payments and fraud management domain. He worked in operations and product roles for some of the world's biggest payment and gateway providers and built and managed the payment processes for several merchants. In 2018 he founded VR Team and provided his expertise to fintech and crypto companies worldwide. 

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Zornitsa Dimitrova

Zornitsa Dimitrova

Payments Solution Architect

Zornitsa has 15 + years of first-hand banking experience, including high-quality customer service in retail banking, private banking, back-office operations, and payment procedures. Being a manager of a retail bank office, she developed strong interpersonal and managerial skills. Personal finance management is a special field of interest for her.

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Anton Iliev

Anton Iliev

Senior Software Consultant

Anton has a strong technical background - he has more than 7 years of experience in software development in different fields (insurance, warehousing, pharmaceutical). He has been involved in all stages of the software development lifecycle of several large-scale enterprise systems taking different responsibilities: business analysis & requirements elicitation, software design & architecture, agile development, DevOps & CI/CD. Anton is passionate about delivering elegant solutions to complex problems.

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We'd be happy to hear from you and assist you with any inquiry.

We have sparked your interest?

Or do you have questions about our services?

Then write to us using the contact form or reach out to us here:

We look forward to hearing from you.

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